Get Boat Financing

Streamlined Boat Financing Experience

At Erwin Marine Sales, you’re not just purchasing a boat, you’re investing in family memories that last a lifetime. Our boat financing options provide a fast, transparent path to boat ownership with flexible terms and competitive rates. Whether you’re a seasoned captain or buying your first vessel, we make it simple to secure financing that fits your lifestyle. With Erwin Marine Sales, you can move from application to open water thanks to our efficient process and experienced finance team.

We understand that buying a boat is a major decision, and we aim to make the financial side of that decision as straightforward and stress-free as possible. Our financing process is designed with your convenience in mind, allowing you to focus on what really matters: making memories on the Tennessee River and Chickamauga Lake.

Why Choose Us?

Choosing boat financing through Erwin Marine Sales ensures a seamless, all-in-one experience. With decades of experience, we’ve helped thousands of customers finance boats across the Tennessee River Valley, providing us with unmatched insight into what works best. Our finance team takes a hands-on approach, offering personalized service that simplifies the loan process and keeps you informed at every step.

Whether you’re purchasing a sleek Cobalt bowrider, a luxurious Sea Ray cruiser, or a spacious Harris pontoon, our financing solutions are tailored to fit your needs. We work directly with national banks and trusted local credit unions to secure financing options that align with your budget. We can also help you roll in extended warranties, accessories, and even insurance coverage into one easy monthly payment.

In addition, our team keeps your long-term needs in mind. We offer refinancing options for qualified buyers and can even assist with trade-in evaluations. With Erwin Marine Sales, you gain a partner who supports your entire boating journey, not just the sale. We understand that buying a boat is a major decision, and we aim to make the financial side of that decision as straightforward and stress-free as possible. Because we finance more boats than anyone else, we truly understand your priorities. Only someone who knows that thrill of hitting the starter button truly understands how important it is to hit the water without delay. That’s why we make it easy.

Talk to our Business Manager, Marc Gentry, who brings expert knowledge in marine lending and a passion for helping boaters. Whether you’re planning your first purchase or upgrading to something larger, Marc will guide you every step of the way, from approval to insurance. To protect your investment, Erwin Marine Sales also offers marine insurance through trusted providers like Travelers and United Marine Underwriters. With competitive coverage tailored to boaters, we ensure peace of mind is part of the package.

Insure Your Boat

At Erwin Marine Sales, we offer peace of mind with custom financing and insurance for your boat. Protect your family and your investment. Contact us today for an insurance quote and coverage.